Q1. List and Describe your experiences with a secure Web site...

Exercise 13: Electronic payments and security I

Q1. List and describe your experiences with a secure Web site. Some examples may be:

• University enrollment;
• Online banking, auctions, real estate;
• Booking a cheap air ticket or convert ticket;
• Shopping online for a book, software or a CD.

Answer:

I have experience in the secure web sites. They are...

1. Managing my bank accounts through I-banking at http://www.chbank.com/en/index.shtml
2. Buying cinema ticket with my VISA card at https://www3.cinema.com.hk/revamp/html/order_fillin.php?lang=e&show_id=16066407&seatList=J12,J11

When handling my bank accounts, I need to click on the "logon" icon at http://www.chbank.com/en/index.shtml. After that, the Logon Window pops up. This pop-up window is displayed in Diagram-60.

Diagram-60 - Logon Window@ibanking

Then I need to enter my userid and password for authentication. When the authentication passes, I can manage my bank accounts, for example, I can transfer money from account A to account B, pay for bills or check my credit limits.

In http://www.chbank.com/en/index.shtml, I can find the security issue is concerned. For example, when I click on "Online Security Tips" button in Logon Window, I find that ...

• the bank adopts the 128-bit Secure Socket Layer (SSL) encryption to assure the confidentiality of your personal and transaction data during transmission on the Internet.
• the bank provides two-factor authentication tools to enhance the identity verification when you need to conduct online transactions.

When I buy film ticket at https://www3.cinema.com.hk/revamp/html/order_fillin.php?lang=e&show_id=16066407&seatList=J12,J11, I need to login first. Then I need to select the desirable seats and click on the "confirm" button. Once the confirm button has been clicked, I need to fill in my VISA card information to confirm the payment (through VISA or Master Cards). The following Diagram-61 shows the screen of ordering information...

Diagram-61 - buying film ticket

In the diagram-61, we can find that the web site is secured, for example, it is secured by "Verify by VISA" or MasterCard Secure Code". It is SET providing authentication and secure data transmission.